Dr Colin Lee

Abstract In recent years, Hong Kong has actively built itself into the "world's largest cross-border wealth management center," successfully attracting a large influx of Ultra-High-Net-Worth Individuals (UHNWIs) and family offices. However, the expansion of the market size has not automatically translated into a perceptible increase in income for ordinary citizens or traditional financial practitioners. Based on the wealth management industry's fee structure, profit distribution chain, the...

In the past, many people had a simple understanding of using credit cards overseas: as long as the amount was small, there would be no problem. However, today's reality is changing. Driven by global trends in Anti-Money Laundering (AML), Combating the Financing of Terrorism (CFT), and cross-border tax transparency, financial regulatory authorities across countries are strengthening their digital monitoring capabilities for cross-border capital flows. China is also continuously improving its...

A core contradiction in Hong Kong’s current financial transformation is that while regulation has moved forward, perception remains stuck in the past. I will help you break down the entire logic and supplement a few key points to make the discussion more multi-dimensional. I. What exactly is a stablecoin? To put it in a single sentence:A stablecoin is a "blockchain-native digital cash carrier." It is not inherently a speculative tool, but rather a payment and settlement technological...