In the past, many people had a simple understanding of using credit cards overseas: as long as the amount was small, there would be no problem. However, today's reality is changing. Driven by global trends in Anti-Money Laundering (AML), Combating the Financing of Terrorism (CFT), and cross-border tax transparency, financial regulatory authorities across countries are strengthening their digital monitoring capabilities for cross-border capital flows. China is also continuousl